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Access Core 是單一產品，不是 Starter／Pro／Enterprise 的方案矩陣。它整合了 merchant-scoped eKYC、固定 Eligibility、可治理的 Risk Signal、Core Device Trust、Partner Auth、可稽核性，以及可對帳的 usage metering。",[142,143,145],"h2",{"id":144},"ownership-與營運邊界","Ownership 與營運邊界",[138,147,148,149,153],{},"可信任的商業鏈為 ",[150,151,152],"code",{},"Organization → Merchant → Partner Client","：",[155,156,157,161,164,175,178],"ul",{},[158,159,160],"li",{},"Organization 是付款主體，也是 Asia\u002FTaipei 帳期的擁有者。",[158,162,163],{},"一個 Organization 可擁有多個 Merchant；每個 Merchant 只屬於一個 Organization。",[158,165,166,167,170,171,174],{},"每個 Partner Client 都屬於一個 Merchant，並明確標示為 ",[150,168,169],{},"production"," 或 ",[150,172,173],{},"sandbox","。",[158,176,177],{},"停用 Organization、Merchant、membership 或 Client，都會阻斷對應的商業流程。",[158,179,180],{},"KYC application、Device enrollment、Risk Signal、Eligibility decision 與 partner 讀取都保留其 Merchant context。",[142,182,184],{"id":183},"pilot-計價","Pilot 計價",[138,186,187,188,192],{},"標準價為 ",[189,190,191],"strong",{},"每位每月有效會員 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是固定的後端政策，只有四種結果：",[155,224,225,230,235,240],{},[158,226,227],{},[150,228,229],{},"eligible",[158,231,232],{},[150,233,234],{},"limited",[158,236,237],{},[150,238,239],{},"manual_review",[158,241,242],{},[150,243,244],{},"blocked",[138,246,247],{},"每一筆決策都是 append-only，並保存穩定的 reason code、政策版本、輸入快照／hash、決策時間，以及它所取代的前一筆決策。Partner 串接應顯示最新決策，不得在 client 端重新計算政策。Merchant 仍保有最終的業務核准或拒絕權。",[142,249,251],{"id":250},"risk-signal","Risk Signal",[138,253,254,255,258,259,262],{},"Risk Signal 有可治理的生命週期：",[150,256,257],{},"pending → active | rejected → withdrawn | expired","。只有經平台覆核且未過期的 ",[150,260,261],{},"active"," 訊號會納入跨商戶摘要。",[138,264,265],{},"來源 Merchant 與獲授權的平台人員可依角色查看完整的提交內容。其他 Merchant 只會收到淨化後的風險類型、嚴重程度、信心度、來源數量與最近觀察時間，永遠不會收到來源 Merchant 名稱、完整原因或原始證據。Risk Signal 不會改寫全域 KYC，也不會造成永久的平台封鎖。",[142,267,269],{"id":268},"device-trust-core","Device Trust Core",[138,271,272],{},"Core 包含 registration、heartbeat、last seen、定位狀態與既有的異常警示。資料收集需要明確同意與作業系統權限。通訊錄與來電摘要預設關閉，不屬於 Core 的產品承諾。",[142,274,275],{"id":275},"延後提供的能力",[138,277,278],{},"Hosted KYC、merchant SDK、白牌 App、可設定的政策編輯器、AI risk graph、自動付款、發票、退款、企業 SSO 與專屬部署，都刻意延後，直到 Pilot 證明需求穩定為止。",{"title":280,"searchDepth":281,"depth":281,"links":282},"",2,[283,284,285,286,287,288],{"id":144,"depth":281,"text":145},{"id":183,"depth":281,"text":184},{"id":218,"depth":281,"text":219},{"id":250,"depth":281,"text":251},{"id":268,"depth":281,"text":269},{"id":275,"depth":281,"text":275},"理解可販售的產品邊界、ownership、每月有效會員計價與後端決策模型。","md",{},{"icon":35},{"title":32,"description":289},"LhANGoG0vfFsCYC6jEbDkG5y5FFtHwV_UmEEnygdjlM",[296,297],{"title":27,"path":28,"stem":29,"icon":30,"children":-1},{"title":44,"path":45,"stem":46,"icon":47,"children":-1},1793286051040]